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PM Kisan KYC process: List of documents, eligible states, income proof

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The PM Kisan KYC process is an essential step for beneficiaries to receive payments under the Pradhan Mantri Kisan Samman Nidhi Yojana. The government has mandated e-KYC (Electronic Know Your Customer) verification to ensure that the benefits reach genuine farmers and to prevent duplication or fraud. There are now three convenient ways for farmers to complete their eKYC: OTP-based, biometric-based, and face authentication. If you choose the OTP-based method, which requires only an Aadhaar-linked mobile number, the process would be like this:Visit the PM-KISAN portal. Enter Aadhaar number. Submit the OTP you've received. The process will take just a few minutes. For those without easy internet access or an active Aadhaar-linked mobile number, local Common Service Centres (CSCs) and State Seva Kendras (SSKs) offer biometric-based eKYC. Here, trained operators assist farmers with fingerprint authentication for a nominal fee of Rs 15. Meanwhile, tech-savvy farmers are increasingly trying the face authentication method using the PM-KISAN mobile app in combination with the Aadhaar Face RD app. This method allows them to scan their faces and update their KYC status within 24 hours. The only documents required for these processes are an Aadhaar card and an Aadhaar-linked mobile number. Notably, no income proof is needed to complete eKYC. With biometric-based eKYC available nationwide and no income barriers, the government is ensuring that every eligible farmer, regardless of location or resources, can secure their rightful benefits under the PM-Kisan scheme. State authorities may verify land records and ownership status through official channels. Completing the KYC process is vital for ensuring timely credit of instalments and continued eligibility under the scheme. The government regularly updates the process to make it more accessible, and both online and offline modes are available to help farmers across rural and urban areas.(Disclaimer: The above article is meant for informational purposes only, and should not be considered as any investment advice. ET NOW DIGITAL suggests its readers/audience to consult their financial advisors before making any money related decisions.)